Signed and dated
The Charter.
A company asking to keep a child's money for eighteen years owes the family more than terms and conditions. These are our vows. They do not change quietly: any amendment is published, dated, and explained.
- We will never lend against a child's money.
- We will never gamify giving.No streaks, no leaderboards, no nudges to give more.
- We will never sell or profile family data.
- We will never send a discount, a countdown, or an urgency notification.
- We will never break a seal.No one at Lifafaa can read a sealed line. Not for support, not for analytics, not for anyone.
- We will never promise a return.Mutual fund values move up and down. Anyone who promises otherwise is lying to you.
- We will never charge the child at handover.
- We will never rank givers, or reveal an amount a giver wished private.
- We will never change these vows quietly.
The founders of Lifafaa · 10 June 2026
If Lifafaa shuts down
Her money is not in Lifafaa. It sits in her folio with a SEBI-registered fund house, in her sole name, exactly as if Lifafaa had never existed. Closure would end our service; her envelope, her record, and her handover at eighteen survive us by design.
The record of givers and sealed lines is escrowed for delivery to the guardian.